Smiley Dental Lowell

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CareCredit

CareCredit® Dental Financing in Lowell, MA

At Smiley Dental Lowell, we make it easy to get the care you need without delay. We proudly accept CareCredit, one of the most widely trusted healthcare financing options in the country. With more than 200,000 participating providers nationwide, CareCredit allows you to begin treatment immediately and pay over time with simple monthly payments.

About CareCredit

Since 1987, CareCredit has helped patients cover medical and dental expenses through a quick application process and fast approval decisions. Based in Costa Mesa, California, it is commonly used for dental, medical, and vision care across the United States.

Why Patients Choose CareCredit

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How CareCredit Works

We’ll review your treatment plan, apply any insurance benefits, and explain your estimated cost. You can apply online, by phone, or with help from our team during your visit. Once approved, choose a payment plan that fits your budget and begin care whenever you’re ready.

Payment Plan Options

CareCredit offers deferred-interest promotions and long-term fixed monthly payment plans. Available options vary based on your approval and the total amount financed.
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Common Uses

How to Apply

Frequently Asked Questions

Is CareCredit dental insurance?
No. It’s a healthcare credit card that helps you pay for out-of-pocket costs your insurance doesn’t cover.
CareCredit may provide a prequalification step; completing a full application and opening an account can involve a hard inquiry. Terms depend on your credit profile.
Yes. Once approved, you can use your card again and again at enrolled providers for yourself or eligible family members.
Some promotional plans may offer no interest if paid in full within a set period on qualifying purchases. If the balance isn’t paid within the promo period, interest may be charged from the purchase date. We’ll show you the exact terms available to you.
Yes paying early can reduce total interest on extended plans. Check your cardholder agreement for details.

Ready to Apply?

Use this link:

(All financing is subject to credit approval and cardholder terms.)