Principal Dental Insurance
Principal Dentist in Lowell, MA
Looking for a Principal dentist in Lowell? Smiley Dental Lowell welcomes Principal members and is here to simplify your dental visits and insurance experience. We help you understand your benefits, review costs ahead of time, and take care of claims.
Plans we Work with
How it Works here
- Benefit check: Share your member ID, date of birth, and subscriber information if applicable.
- Clear estimate: We explain what Principal is likely to pay and what may be your responsibility.
- Easy claims: We submit claims and follow up if questions arise.
- Flexible payments: Options exist for out-of-pocket expenses not covered by insurance.
What’s Commonly Covered
Preventive
Cleanings, exams, X-rays – often covered at a high percentage
Basic/Major
Fillings and simple extractions – usually partially covered
Major
Crowns, bridges, dentures – coverage and waiting periods vary by plan
Implants/Orthodontics
May have limited or plan-specific coverage; we’ll verify for you
How to Apply
Principal dental benefits are usually offered through employers or group plans. Enrollment is typically handled via HR or a benefits portal during open enrollment or new hire onboarding.
Eligibility Requirements
Principal plans can cover employees and their eligible dependents, and some groups may offer retiree coverage as well. Exact rules depend on the plan sponsor.
Frequently Asked Questions
Are we in-network with Principal?
Are preventive services covered?
Are cosmetic services covered?
Whitening and other cosmetic-only services are usually not covered.
Do you handle claims?
Yes. We file claims and are happy to help explain any benefit statements.
Ready to Check Your Benefits?
Call 978-999-9000 and tell us you have Principal. We serve Lowell, Dracut, Chelmsford, Tewksbury, Billerica, Tyngsborough, Andover, Lawrence, and nearby Merrimack Valley communities.
Other Smiley Dental locations: Boston 857-888-8000 • Beverly 978-288-1000 • Waltham 781-666-6000 • Fairhaven 508-967-1000.
